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Fire & Water - Cleanup & Restoration

Quick Action Need After a Flood

4/26/2020 (Permalink)

Flooded apartment Flooded apartment in Garden City Park, NY

Quick Action Need After a Flood

After a massive storm finally blows over, inspecting your Garden City Park, NY, home can mean discovering extensive damage. If natural flooding was involved, it requires contacting your flood insurance provider to determine the next steps. After filing the claim, waiting is not only difficult, but it can also result in secondary flood damage. While it is important to understand your policy and work with your insurer, there are three things you can do to speed up the claim process and minimize the damage from spreading.

1. Document the Situation
As soon as it is deemed safe to enter the home, take pictures and video of the damage. It is best to room by room. Along with taking pictures, maintain a detailed list of everything in the room and the damage anything sustained. Do not toss anything before communicating with your insurer. If possible, gather any receipts you may have saved.
2. Mitigate the Damage
While flood insurance can be a lifesaver, it will likely take time for your home to be restored. It is also likely that the policy will require the homeowner to mitigate further damage. Any damage that may create bigger problems, such as a hole in a roof, flooded basement, or broken windows, should be temporarily fixed. It is important to document any actions taken.
3. Get Professional Help
If the situation requires making a claim, it likely means massive cleanup and repairs. Contact a trusted, certified flood and storm damage company to help relieve some of the burden. Along with assisting in assessing the damage, they will be able to prepare a cleanup and restoration plan to get your home back to normal. Along with existing damage, they will have the expertise and tools to detect and eliminate mold damage and other secondary issues.
Flood insurance is an important thing to have for many homeowners. If the time comes to make a claim, staying active and engaged can help get your home back to “Like it never even happened,” faster.

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